Insurance and Billing

Insurance & Financing Makes Caring for Your Eyes Easier

We accept most major health insurance plans as well as the Vision Service Plan Signature Plan (VSP) and many of the EyeMed vision plans. While we are providers for many plans, each plan has unique benefit and coverage limits specific to your contract. We recommend that you check with your individual health plan for benefit information specific to your contract.

In order to bill your carrier for the services provided, you will need to present your insurance card at each appointment. If your insurance changes from visit to visit, please be sure to let us know. In addition, should your insurance change, you will need to present your new insurance card to avoid charges for your current appointment. If your insurance requires a co-payment, this payment will be due when you check in for your appointment.

blue cross blue shield
preferred one

Accepted Insurance Plans:

  • Blue Cross Blue Shield
  • Health Partners
  • Cigna
  • Humana
  • Preferred One
  • U Care
  • United Health Care/ Medica
  • Aetna
  • Select Care
  • Medicare/ RR Medicare
  • Medical Assistance
  • VSP
  • EYEMED- Insights, Select, Access
  • Tricare
  • Tri Care for Life
  • UMR
  • AARP

If you have any questions regarding insurance or billing, please contact our business office at 763-575-7528 or email us at

Financing Available

We understand that there are times when your insurance may not cover your professional services or the eyewear materials that you need and want. The Eye Care Center is proud to work with Care Credit to be able to provide an option for financing those items that you need now, but would like to finance and pay for over time.

The link below will bring you to the Care Credit website where you can learn more about this financing option. If you choose to use Care Credit, you have the option of filling out your paperwork at our office where we can get approval within minutes or following the link below to apply from the privacy of your own home. If your purchase with us using Care Credit is $200 or more, we can offer you special financing terms of Zero Percent Interest for 6 Months. Ask us about this option today!

Accepted Vision Plans:

  • Vision Service Plan (VSP)
  • EyeMed Vision Plan

VSP covers only routine eye examinations. The information that you give us when requesting an appointment will dictate if your visit is defined as ‘routine’ or ‘medical’.A ‘routine’ exam is without any medical conditions or symptoms.

A ‘medical’ exam would be coded with any conditions or symptoms that you tell one of our staff or your eye doctor. ‘Medical’ exams would need to be submitted to your health insurance plan rather than to VSP. Examples of medical conditions would include (but are not limited to) headaches, diabetes, cataracts, glaucoma or macular degeneration.

As a VSP provider, Eye Care Center cannot guarantee your eligibility or coverage. When scheduling your appointment, please tell us that you are a VSP member and we will check your eligibility and obtain an authorization from them. If we are notified of your VSP plan after your appointment, we will not be able to bill VSP for you. If there is a conflict between the information and our contract with VSP, the terms of the contract prevail.

Payment Options

​​​​​​​We offer a wide range of payment options to meet our client's needs and ensure we can provide the best service possible. We accept the following payment methods:

American Express
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